Sciensa
Amplify Finance

// Amplify Finance

Your core stays. Your bank evolves.

Connect any core banking to an enterprise layer to launch products, scale volumes, and enter new markets at the speed of business.

What is Amplify Finance

It's not a core banking built from scratch.

It's an accelerator platform.

Modernization without risk

Your core stays intact. Your operation grows around it.

Amplify connects via API above your current core banking. No migration. No downtime. No regulatory risk. Just growth.

Zero migration

Connects via API to existing core banking, no replacement

Zero downtime

Incremental deploy, module by module, at the pace of business

Compliance included

BACEN, LGPD and PCI DSS native to the platform

Amplify Finance Platform

Activate only what you need now.

Add new modules as your strategy evolves. No paying for what you don't use. No building from scratch.

Onboarding & KYC
01
AI-ready<5 minBiometrics

Onboarding & KYC

From ID to available balance in under 5 minutes. Facial biometrics with liveness detection, advanced OCR, and real-time credit scoring. 40% less abandonment than manual flows.

  • Onboarding & KYC in under 5 minutes
  • Facial biometrics with liveness detection
  • Advanced OCR for documents
  • Real-time credit scoring
Digital Account PF/PJ
02
White-labelMulti-tenant

Digital Account PF/PJ

Multi-tenant and fully white-label; your brand, your colors, your bank. Digital checking and savings accounts with real-time statements, scheduling, and push notifications.

  • Full white-label with your brand
  • Multi-tenant for multiple operations
  • Real-time statements and balance
  • Integrated push notifications
Full PIX
03
100% BACENReal-time

Full PIX

QR Code, Automatic PIX, DDA and Guaranteed PIX. BACEN compliance from day one. Real-time processing with latency under 100ms.

  • PIX Copy & Paste, static and dynamic QR Code
  • Automatic and scheduled PIX
  • DDA and Guaranteed PIX
  • 100% BACEN compliance from day one
Cards
04
Visa/MastercardInstantWhite-label

Cards

Virtual issued in seconds. White-label physical delivered in 5 days. Apple Pay and Google Pay integrated. Limit controls, temporary blocking, and per-transaction notifications.

  • Virtual card issued in seconds
  • White-label physical in 5 days
  • Apple Pay and Google Pay
  • Limit controls and temporary blocking
Risk Management
05
Real-timeAI-readyBACEN

Risk Management

Every transaction evaluated in milliseconds. Configurable limits, anti-fraud, and integrated AI. False positive rate below 0.1%. 24/7 monitoring with automatic preventive blocking.

  • AI-powered anti-fraud in milliseconds
  • False positive < 0.1%
  • 24/7 monitoring with preventive blocking
  • Configurable limits per profile
Client Portal
06
White-labelPWAResponsive

Client Portal

Responsive internet banking with installable PWA. Full layout customization. Statements, transfers, payments, and card management in a complete white-label interface.

  • Installable PWA with offline mode
  • Full layout customization
  • Statements, transfers, and payments
  • White-label with your visual identity
Mobile App
07
iOS + AndroidReact Native

Mobile App

Face ID, offline mode, and push notifications. Store publishing included. React Native with native performance and over-the-air updates.

  • Face ID and native biometrics
  • Offline mode with sync
  • Real-time push notifications
  • App Store and Google Play publishing included
Open Banking
08
OpenAPI 3.0AI-readyREST

Open Banking

REST APIs with OpenAPI 3.0 and webhooks. Ready-made SDKs and sandbox included. Open Finance FAPI ecosystem integration. AI-agent ready from day one.

  • REST APIs documented with OpenAPI 3.0
  • Native webhooks across all modules
  • Ready-made SDKs and sandbox included
  • Open Finance FAPI compliance

Return on investment

While you evaluate, the cost of inaction keeps rising.

Project ROI

in the first 12 months

Faster

than internal development

0%

Less cost

of total development

25-40%

Higher NPS

superior digital experience

Artificial Intelligence

20-30% of your Premium clients
will migrate this year.

AI is not a future differentiator; it's what retains your base today. Amplify has AI integrated across the entire journey: onboarding, anti-fraud, personalization, and 24/7 support.

60-70%

reduction in service cost

80%

reduction in onboarding time

85%

reduction in detected fraud

+35%

offer conversion rate

AI Security

Case study

iFood's Business Banking.
4 months. From zero to PIX.

Complete business banking for iFood partners; with PIX, Boletos, DDA and the proprietary product Meu Caixa. From kickoff to go-live without compromising compliance.

4 months

kickoff to go-live

8,000

accounts at rollout

100%

BACEN PIX compliance

We needed an assertive partner to accelerate our banking product within extremely tight deadlines. Sciensa stepped in and significantly accelerated development with precision, data discipline, and security at every step.

Rodrigo Borcat, Head of Engineering, iFood

Fully integrated. Nothing cut.

All partnership models include full access; no module cut, no feature blocked by tier.

Licensing

Full platform access with Sciensa-guided implementation. Team training and continuous technical support with SLA.

Revenue Share

Reduced upfront investment. Result-based payments; interests aligned from day one. Minimum term: 24 months.

Strategic Partnership

Long-term relationship with embedded teams when needed. Shared innovation roadmap. Early access to new modules.

Sciensa
0+

years of fintech expertise

0+

digital banking projects

0M+

users served

0%

BACEN compliance

The bridge between your bank's tradition
and the speed the market demands.

With Enterprise Grade Architecture, Integrated AI and 15 years of financial expertise, we accelerate your strategy 10x. Powered by Sciensa.